It is quite understandable to think that you are eligible for a Medicare or Medigap plan because you have reached the specified age. However, it is always better to talk to a well-informed insurance company rep who can give you the best possible advice. More than anything else the rep should be able to tell you all about when you should enrol and what the eligibility criteria are for any of those Medicare Supplement Plans 2021 you have in mind. Once you are clear about the criteria for enrolment, you can decide which one to choose and which one of the drug coverage plans you could combine with, so that you get a good package that fits your budget fairly well. It is a matter that requires a lot of thought and consideration and therefore should not be rushed into recklessly.
Eligibility For Enrolment
You must first find out whether the plans you have shortlisted, can be serviced in the area in which you live and operate. Though you are eligible to enrol in a supplement plan, if you already have a Part A or a Part B Medicare plan, it is still a good idea to get more information on this. Of course, you would certainly have to continue to pay your premium that you have been paying hitherto. Some insurance companies throw open their supplement plans only at specific times in the year. When this happens, you can check your age and other eligibility criteria and then enrol for the same.
Getting Your Papers Ready
Once you have put together all your medical records and any other papers that you have received from previous doctor’s visits, you can walk into your insurance office and get the rest of the paperwork done. You need to fill in forms, make a few declarations, and attach a few pieces of evidence that they ask for so that you will not face any problem if and when you make a claim. You would also need to give your social security number and details of any other insurance covers that you have. In case you have an insurance that is in operation in some other state, details of this have to be provided too.
In case you are worried about making a visit to the insurance office because of the Covid threat, you could call on toll-free numbers that are provided by all insurance companies and get all the relevant information you require.